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How Much Will My Auto Payments Be?

How much will your monthly car payment be? Before taking the leap, be sure to understand how much car you can afford each month. Calculate your monthly car payments with this calculator.

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Today's Rates for New & Used Auto Loans in Arkansas

Please select your state in the dropdown to see our rates for your location.

Effective Date: February 01, 2025
Term Vehicle Model Years Don't use APR1 As Low As* Spare2
Up to 36 Months All Years** 5.50%
Up to 48 Months All Years** 5.60%
Up to 60 Months All Years** 5.70%
Up to 72 Months 2019 or Newer** 6.00%
Up to 84 Months 2021 or Newer 6.60%
[1] APR = Annual Percentage Rate. The base APR varies by state, as low as 5.19% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan. Payment Example: $20,000 at 5.19% APR for 60 months equals $379.17 per month. *Rates shown include a 0.25% rate discount below the base APR for 80% loan to value, a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance, and a 0.25% rate discount for electric vehicles.. Some conditions apply. **A 0.75 premium will be added to model years 2020 and older.

Today's Rates for New & Used Auto Loans in Oklahoma

Please select your state in the dropdown to see our rates for your location.

Effective Date: February 01, 2025
Term Vehicle Model Years Don't use APR1 As Low As* Spare2
Up to 36 Months All Years** 5.50%
Up to 48 Months All Years** 5.60%
Up to 60 Months All Years** 5.70%
Up to 72 Months 2019 or Newer** 6.00%
Up to 84 Months 2021 or Newer 6.60%
[1] APR = Annual Percentage Rate. The base APR varies by state, as low as 5.19% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan. Payment Example: $20,000 at 5.19% APR for 60 months equals $379.17 per month. *Rates shown include a 0.25% rate discount below the base APR for 80% loan to value, a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance, and a 0.25% rate discount for electric vehicles.. Some conditions apply. **A 0.75 premium will be added to model years 2020 and older.

Today's Rates for New & Used Auto Loans in Indiana

Please select your state in the dropdown to see our rates for your location.

Effective Date: February 01, 2025
Term Vehicle Model Years Don't use APR1 As Low As* Spare2
Up to 36 Months All Years** 5.65%
Up to 48 Months All Years** 5.75%
Up to 60 Months All Years** 5.85%
Up to 72 Months 2019 or Newer** 6.15%
Up to 84 Months 2021 or Newer 6.75%
[1] APR = Annual Percentage Rate. The base APR varies by state, as low as 5.19% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan. Payment Example: $20,000 at 5.19% APR for 60 months equals $379.17 per month. *Rates shown include a 0.25% rate discount below the base APR for 80% loan to value, a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance, and a 0.25% rate discount for electric vehicles.. Some conditions apply. **A 0.75 premium will be added to model years 2020 and older.

Today's Rates for New & Used Auto Loans in Michigan

Please select your state in the dropdown to see our rates for your location.

Effective Date: February 01, 2025
Term Vehicle Model Years Don't use APR1 As Low As* Spare2
Up to 36 Months All Years** 5.70%
Up to 48 Months All Years** 5.80%
Up to 60 Months All Years** 5.90%
Up to 72 Months 2019 or Newer** 6.20%
Up to 84 Months 2021 or Newer 6.80%
[1] APR = Annual Percentage Rate. The base APR varies by state, as low as 5.19% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan. Payment Example: $20,000 at 5.19% APR for 60 months equals $379.17 per month. *Rates shown include a 0.25% rate discount below the base APR for 80% loan to value, a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance, and a 0.25% rate discount for electric vehicles.. Some conditions apply. **A 0.75 premium will be added to model years 2020 and older.

Today's Rates for New & Used Auto Loans in Nevada

Please select your state in the dropdown to see our rates for your location.

Effective Date: February 01, 2025
Term Vehicle Model Years Don't use APR1 As Low As* Spare2
Up to 36 Months All Years** 5.19%
Up to 48 Months All Years** 5.29%
Up to 60 Months All Years** 5.39%
Up to 72 Months 2019 or Newer** 5.69%
Up to 84 Months 2021 or Newer 6.29%
[1] APR = Annual Percentage Rate. The base APR varies by state, as low as 5.19% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan. Payment Example: $20,000 at 5.19% APR for 60 months equals $379.17 per month. *Rates shown include a 0.25% rate discount below the base APR for 80% loan to value, a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance, and a 0.25% rate discount for electric vehicles.. Some conditions apply. **A 0.75 premium will be added to model years 2020 and older.

Today's Rates for New & Used Auto Loans in North Carolina

Please select your state in the dropdown to see our rates for your location.

Effective Date: February 01, 2025
Term Vehicle Model Years Don't use APR1 As Low As* Spare2
Up to 36 Months All Years** 5.25%
Up to 48 Months All Years** 5.35%
Up to 60 Months All Years** 5.45%
Up to 72 Months 2019 or Newer** 5.75%
Up to 84 Months 2021 or Newer 6.35%
[1] APR = Annual Percentage Rate. The base APR varies by state, as low as 5.19% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan. Payment Example: $20,000 at 5.19% APR for 60 months equals $379.17 per month. *Rates shown include a 0.25% rate discount below the base APR for 80% loan to value, a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance, and a 0.25% rate discount for electric vehicles.. Some conditions apply. **A 0.75 premium will be added to model years 2020 and older.

Today's Rates for New & Used Auto Loans in Ohio

Please select your state in the dropdown to see our rates for your location.

Effective Date: February 01, 2025
Term Vehicle Model Years Don't use APR1 As Low As* Spare2
Up to 36 Months All Years** 5.70%
Up to 48 Months All Years** 5.80%
Up to 60 Months All Years** 5.90%
Up to 72 Months 2019 or Newer** 6.20%
Up to 84 Months 2021 or Newer 6.80%
[1] APR = Annual Percentage Rate. The base APR varies by state, as low as 5.19% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan. Payment Example: $20,000 at 5.19% APR for 60 months equals $379.17 per month. *Rates shown include a 0.25% rate discount below the base APR for 80% loan to value, a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance, and a 0.25% rate discount for electric vehicles.. Some conditions apply. **A 0.75 premium will be added to model years 2020 and older.

Today's Rates for New & Used Auto Loans in Pennsylvania

Please select your state in the dropdown to see our rates for your location.

Effective Date: February 01, 2025
Term Vehicle Model Years Don't use APR1 As Low As* Spare2
Up to 36 Months All Years** 5.65%
Up to 48 Months All Years** 5.75%
Up to 60 Months All Years** 5.85%
Up to 72 Months 2019 or Newer** 6.15%
Up to 84 Months 2021 or Newer 6.75%
[1] APR = Annual Percentage Rate. The base APR varies by state, as low as 5.19% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan. Payment Example: $20,000 at 5.19% APR for 60 months equals $379.17 per month. *Rates shown include a 0.25% rate discount below the base APR for 80% loan to value, a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance, and a 0.25% rate discount for electric vehicles.. Some conditions apply. **A 0.75 premium will be added to model years 2020 and older.

Today's Rates for New & Used Auto Loans in Other States

Please select your state in the dropdown to see our rates for your location.

Effective Date: February 01, 2025
Term Vehicle Model Years Don't use APR1 As Low As* Spare2
Up to 36 Months All Years** 5.90%
Up to 48 Months All Years** 6.00%
Up to 60 Months All Years** 6.10%
Up to 72 Months 2019 or Newer** 6.40%
Up to 84 Months 2021 or Newer 7.00%
[1] APR = Annual Percentage Rate. The base APR varies by state, as low as 5.19% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan. Payment Example: $20,000 at 5.19% APR for 60 months equals $379.17 per month. *Rates shown include a 0.25% rate discount below the base APR for 80% loan to value, a 0.10% rate discount for maintaining an Ultra Checking account with a positive balance, and a 0.25% rate discount for electric vehicles.. Some conditions apply. **A 0.75 premium will be added to model years 2020 and older.

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