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How Much Home Can I Afford?

When you're buying a home, it is important to know what to expect from mortgage lenders as they evaluate your eligibility for a home loan. Your income, assets, obligations, and liabilities are all considered carefully. Use this calculator to estimate the amount of mortgage you may be able to obtain.

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Understanding your current financial status can clarify both short and long-term goals. Our calculators help you get a clearer picture of where you are now financially, where you're headed, and what you can do to get there fast and with the best results.

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further reading

6 Home Buying Steps for Beginners

First-Time Home Buying in 6 Steps

Advice Hub | 2/4/2025

Buying a new home for the first time is exciting. Here's a guide for first-time home buyers to help along the way.

Mortgage Preapproval

What is mortgage preapproval?

Advice Hub | 4/1/2023

Whether you’re looking for your first home or your dream home, it’s important to find out how much you can afford and what listing price you’re comfortable with.

How to save for a home

Tips to save for mortgage down payment

Advice Hub | 2/14/2023

Saving for a down payment on a house can be the biggest obstacle first-time or repeat home buyers have to overcome.

Should I buy a home when interest rates are high

Should I buy a home when interest rates are high?

Advice Hub | 12/27/2022

A high interest environment could work to your advantage

Read More in Advice Hub